HWR co-founder Julie Ferguson hosts a crazy-good edition, including a fascinating post from David Williaams about urgent care clinics for cancer patients.
We've blogged before about what happens when there's only one carrier left in a state (here, for example). But it appears that we're about to enter uncharted territory.
Last month, we noted that Hawkeye State residents would likely learn themselves about the implications of having but a single carrier, and a relatively small, regional one at that:
So what happens when there are literally no carriers left in a given market? This goes far beyond the stupid promise that "if you like your plan, you can keep it."
Exit question: Can a state unilaterally force a carrier to sell plans?
Continuing our coverage of Disability Insurance Awareness Month, here's the(hopefully) eye-opening story of Monica. At age 37, she experienced an unexpected disability and the financial fallout was devastating:
As of yesterday (April 30), folks with either individual or group medical plans from UHC are no longer able to receive services at Premier Health facilities at negotiated rates, and their co-insurance obligations from these providers wil be treated as out-of-network (meaning UHC insureds will have to come up with more scratch out of their own pockets).
UHC claims that Premier is "one of the most expensive health systems in Southwestern Ohio." and that they've been recalcitrant in terms of giving UHC insureds a break. We haven't heard yet from Premier; of course we'll pass along any rebuttal they choose to make public.
The bottom line, of course, is that many of us can't keep our doc, as explicitly (and repeatedly) promised:
As in Disability Insurance Awareness Month. Have you considered how your bills would be paid if you became disabled? Or even how to pay for immediate care if you're injured or suddenly stricken ill? Here's a scary stat:
The folks at the Disability Council have more info, which we'll be sharing this month.