Thursday, 4 May 2017

Wednesday, 3 May 2017

Insurance Tips and trik auto insurance, auto insurance quotes, auto insurance companies, auto insurance florida, auto insurance quotes online, auto insurance america

We've blogged before about what happens when there's only one carrier left in a state (here, for example). But it appears that we're about to enter uncharted territory.

Last month, we noted that Hawkeye State residents would likely learn themselves about the implications of having but a single carrier, and a relatively small, regional one at that:

"Now Aetna is exiting Iowa’s Obamacare market.  I believe that leaves only Medica who has been very non-committal about continuing (although I’d guess they will ask for a ridiculous premium increase and corner the market since HHS and the Iowa Insurance Division will have no other choice)."

Turns out, that was the best case scenario. Co-Blogger Patrick alerts us to the latest:

"Medica, the last insurer selling individual health policies in most of Iowa, likely to exit ... Tens of thousands of Iowans could be left with no health insurance options next year, after the last carrier for most of the state announced Wednesday that it likely would stop selling individual health policies here."

So what happens when there are literally no carriers left in a given market? This goes far beyond the stupid promise that "if you like your plan, you can keep it."

Exit question: Can a state unilaterally force a carrier to sell plans?

Guess we'll see.


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Insurance Tips and trik auto insurance, auto insurance quotes, auto insurance companies, auto insurance florida, auto insurance quotes online, auto insurance america

Tuesday, 2 May 2017

Insurance Tips and trik auto insurance, auto insurance quotes, auto insurance companies, auto insurance florida, auto insurance quotes online, auto insurance america

Continuing our coverage of Disability Insurance Awareness Month, here's the(hopefully) eye-opening story of Monica. At age 37, she experienced an unexpected disability and the financial fallout was devastating:


Courtesy of the  Council for Disability Awareness.

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Monday, 1 May 2017

Insurance Tips and trik auto insurance, auto insurance quotes, auto insurance companies, auto insurance florida, auto insurance quotes online, auto insurance america

Too bad, so sad:

"Premier Health Network hospitals now out of network for UnitedHealthcare employer-sponsored, individual plans "

As of yesterday (April 30), folks with either individual or group medical plans from UHC are no longer able to receive services at Premier Health facilities at negotiated rates, and their co-insurance obligations from these providers wil be treated as out-of-network (meaning UHC insureds will have to come up with more scratch out of their own pockets).

UHC claims that Premier is "one of the most expensive health systems in Southwestern Ohio." and that they've been recalcitrant in terms of giving UHC insureds a break. We haven't heard yet from Premier; of course we'll pass along any rebuttal they choose to make public.

The bottom line, of course, is that many of us can't keep our doc, as explicitly (and repeatedly) promised:



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Insurance Tips and trik auto insurance, auto insurance quotes, auto insurance companies, auto insurance florida, auto insurance quotes online, auto insurance america

As in Disability Insurance Awareness Month. Have you considered how your bills would be paid if you became disabled? Or even how to pay for immediate care if you're injured or suddenly stricken ill? Here's a scary stat:


The folks at the Disability Council have more info, which we'll be sharing this month.



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