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Entirely preventable:

This 55-year old dad died from a #stroke in the U.K. because the surgery he needed wasn't available on #weekends.

On the #brightside, if he'd had the #surgery, at least it would have been free, right?#SinglePayer kills#MedicareForAll is #MedicaidForAll https://t.co/YPdUs8pEbp pic.twitter.com/zvt8lNzVQt

— Scott A. Olson, CLTC (@LTCShop) April 30, 2019

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We've previously discussed how one is is prohibited from collecting life insurance proceeds on folks one has murdered:

"California dad charged with insurance fraud after he drove off cliff, killing autistic sons"

But what about a person who's a beneficiary of a life insurance policy, who then goes on to murder someone else? In other words, two completely different circumstances, connected only by the person in the middle?

The facts:

The mother of the monster responsible for last year's Parkland shootings passed away a few months prior to the tragedy. It then took about a year and a half for her life insurance claim to be processed [ed: it's unclear why the long delay]. After her death, but before the claim was paid, her son murdered his classmates and teachers.

And here's where it gets, well, murky (and we're only going to discuss the life insurance issues here):

The murderer is due approximately $430,000 from his mother's policy, and so he's about to lose access to his public defenders:

"Parkland school shooting suspect['] ...public defenders asked to withdraw from his case on Wednesday because the defendant stands to inherit more than $432,000 through an insurance policy."

Okay, that makes sense, PD's are (ostensibly) for those in poor financial straits. But this raises a few issues, as well:

If he hasn't actually received the money, then how can they withdraw?

And what if he doesn't actually receive it?

How would that work, you ask?

Well, according to the (poorly written and researched) news article:

"A judge could award the money to families of the shooting victims, some of whom have sued [the defendant] in civil court."

Really?

How would that work? These are two completely separate cases and courts: one civil, one criminal. The defendant's mother had no connection to the murders; indeed, he would have received the money before them had the claim been processed more quickly. Would he have then been forced to just hand over the cash in that circumstance? One doubts it, absent a plaintiff's win in civil court.

What would compel the insurance company to write the check to ... well, who knows? This just seems very unlikely.

Or am I missing something obvious?

(And by the way, if the judge did funnel the insurance money directly to ... whomever ... wouldn't that necessarily obviate the PD's recusal request?)

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Several weeks ago, I mentioned that from now on, I would be routinely breaking so-called "embargoes" foisted upon us by self-important PR flacks:

"We occasionally get "Embargoed" news releases from various sources, none of which are very interesting, but all of which apparently presume that we are obligated to honor the "embargo."

So here's the second in this presumably on-going series:

"I’m reaching out with the embargoed news that Limelight Health, the most efficient and compelling quoting, underwriting, and proposal platform for the employee benefits industry, is announcing a unique integration with global financial services provider, the Principal Financial Group®."

Well good for them!

In the unlikely event that readers might be interested, here's the link to Limelight Health.

[Caveat clicker]

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■ Despite the fact that there are currently no true catastrophic health insurance plans available, Health Savings Accounts remain popular:

HSAs march ever higher, expected to continue https://t.co/I8dYOS9UOa

— Employee Benefit Adviser (@EBAadvisernews) April 24, 2019

Very interesting.

■ The other day, we noted that "Canadians spend less on health care than Americans mostly because they are not allowed to use as much — not because they are getting a better deal."

Seems like things will have to get worse before (if?) they get better:

This makes me so sad and angry. Please demand more doctors for patients in 🇨🇦. Your life or the life of someone you love will depend on it. Vote for policies that help keep and attract doctors. #BeAHealthcareVoter #ONpoli #cdnpoli #cdnhealth https://t.co/COsOU7vgYV

— Mary Fernando (@MaryFernando_) April 24, 2019

#Medicaid4All

■ Some time ago, we posted on a unique service that helped facilitate end-of-life care decisions:

"Imagine you're at home. Maybe that's in Florida, Wisconsin, Rhode Island, wherever. You have cancer. You just had another round of chemo, and the phone rings ... This is no telemarketing call - it’s about the end of your life."

The Vital Decisions service still provides "counseling services to advanced illness patients near end-of-life." And now, at least one insurance carrier is getting on the bandwagon (of sorts):

A @mutualofomaha unit has developed an end-of-life planning package that combines whole life insurance with access to a funeral planning service. https://t.co/KpSdaQY7OK

— ThinkAdv Life/Health (@TA_LifeHealth) April 16, 2019

Nice.

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About eight years ago, we noted that one of RomneyCare's explicit promises was to reduce ER visits. RomneyCare being, of course, a precursor to ObamaCare, and the ER one of the most expensive pieces of the health care pie.

Of course, that's not what happened:

"... according to a report from the Division of Health Care Finance and Policy, expanded coverage may have contributed to the rise in emergency room visits"

Why's that, you ask? Well, because "newly insured residents entered the health care system and could not find a primary care doctor or get a last-minute appointment with their physician."

Hunh.

But that was then, and this is now, and surely the ACA has tamped down on ER (over-)utilization, right?

Right??

Well, you may want to sit down for this:

Heard in the halls of Congress by me, February 2009:
"But Olympia, if we just give these people Medicaid cards then they'll stop going to the emergency room and the program will pay for itself!"
Whoops.https://t.co/BXp1LuJ1UI

— Michael Bertaut (@MikeBertaut) April 23, 2019

Surprise!

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Here we go again. Another year, another Trustee report, stating Medicare and Social Security will be insolvent in a few more years.

The solution?

Increase Medicare premiums and cut Social Security benefits.

Solving the Medicare Problem

Medicare Part B premiums are paid by Medicare beneficiaries. Most are retired. A few (like me) still work because we enjoy what we do.

But many of those age 65 and older work because they HAVE TO.

There are 160 million people in the U.S. labor force.

Currently 44 million are on Medicare.

Rather than raising premiums and cutting benefits on the 44 million on Medicare, why not RAISE TAXES on those still working?

Just saying . . .

read more - https://www.gamedicarenews.com/2019/04/23/medicare-social-security-unsustainable/

#GAMedicareExpert #GAMedicareNews

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