Friday, 29 November 2019

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While we're primarily focused right now on Open Enrollment v7.0, November is also a time to be thinking about Long Term Care, both its cost and how to fund it.

One issue is a common misconception that getting older automagically means a decrease in one's quality of life:

"Most older adults and caregivers mistakenly believe that sharp declines in quality of life are inevitable with age ... The majority of seniors think that depression, dementia and lack of mobility can’t be helped."

But are they correct?

Not necessarily:

"Nearly 40% of respondents are not aware that certain prescription medications can impact cognition, and only half know that certain medicines should be avoided as a person gets older."

And that's just the tip of that iceberg. Click on through for more.

Oh! And click here for the survey results themselves.

[Hat Tip: FoIB Randy G]


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Wednesday, 27 November 2019

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What started out as a dream cruise became a nightmare hospital stay for one Atlanta-area couple:


And as if that wasn't bad enough, the ship's doctor recommended that he be airlifted to a hospital in Progreso, Mexico. What happened next should come as no surprise to regular readers:

"When it came time to check out of the hospital, however, the two were not allowed to leave without paying their $14,000 hospital bill in full."

To be fair, the hospital is claiming that it's not the money, but the fact that, in their opinion,  Mr J is still too ill to travel. The good news is that actor/director Tyler Perry has stepped up to cover their bill.

There are actually a number of issues here, pretty much all of them falling on Mr J. For starters:

"Austin said her fiance does not have private insurance."

Why not?

After all, it's the law, right?

According to sources, Mr Johnson is 31 years old. We'll assume that he doesn't smoke, and that since he's wealthy enough to self-insure and pay for a cruise, doesn't qualify for a tax credit (aka "subsidy). A quick trip to 404Care.gov yields this (for example):

An Anthem Bronze plan with a $5,500 deductible is about  $11 per day. Seems pretty affordable to me.

Of course, we already know that most American health insurance ends at the border, which is why we always recommend an inexpensive travel medical plan. The good news is that that's also pretty affordable, as well. We'll assume a 10-day cruise:

Our friends at Global Underwriters offer a "Diplomat International" plan with $1,000,000 of coverage and a $2,500 deductible for $15.

Looks like Mr J chose poorly

Oh, and by the way: It took me less than five minutes to track down his age (already know he was from Sandy Springs) and run 404care.gov and travel medical quotes. All these so-called "journalists" had to do was call their own freaking agents. But here we are, doing the job "journalists" can't be bothered to do.


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Monday, 25 November 2019

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So, FoIB Holly R sent this along:

"Every NICU bed at this hospital is equipped with a webcam so parents can always check on their babies."

Hunh.

I replied:

"I like that!

Although: I guess there could be privacy issues?
"

Parents can stream the live feed to their phone or other device. The story doesn't say whether or not the feeds are monitored at the hospital, but one presumes this would be the case.

My concern is that with the spate of hospitals and medical equipment hacking, is there a legitimate concern about this from the parents' perspective?

Whaddaya think?



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Friday, 22 November 2019

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Heh:



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Insurance Tips and trik auto insurance, auto insurance quotes, auto insurance companies, auto insurance florida, auto insurance quotes online, auto insurance america

From a friend's daughter:

"Hi, I'm Vanessa Leahr and I live with multiple chronic health conditions including a connective tissue disorder called Ehlers-Danlos Syndrome, Postural Orthostatic Tachycardia Syndrome, Complex Regional Pain Syndrome, Gastroparesis, and more.


 I recently  started an online shop called DAZZLING THEM: DESIGNS BY VANESSA L. as a creative way to make money to help pay for my medical expenses and raise awareness for my conditions. 

Please check out my shop, and share this link with friends and family to help me grow my business."

On Vanessa's behalf, thank you for taking the time to read this message, and I hope it piques your interest.


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Thursday, 21 November 2019

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Britain's Much Vaunted National Health Service© continues o cover itself in .... glory (for certain values of "glory"):



But hey: Free!


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